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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
West Bromwich Mortgage Company Conveyancing Panel Example Support Desk Enquires
I appointed a law firm to carry out on my remortgage 5 weeks ago having applied for a mortgage with West Bromwich Mortgage Company. The solicitors assured me that they are on West Bromwich Mortgage Company conveyancing panel and provided me their panel reference. West Bromwich Mortgage Company then called me to say that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor listed on the approved panel for West Bromwich Mortgage Company?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the West Bromwich Mortgage Company as to the time frame to get your lawyer reinstated on the panel once again.
My lawyer has discovered a difference between the information in West Bromwich Mortgage Company’s home valuation report and what is revealed within the conveyancing documents. My solicitor has advised that as he is on the West Bromwich Mortgage Company conveyancing panel he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my lawyer’s approach right?
A precondition to being on the West Bromwich Mortgage Company approved panel is to comply with the CML Handbook requirements (last updated for this lender on West Bromwich Mortgage Company) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I note that you have a post code search directory identifying law firms on the West Bromwich Mortgage Company conveyancing panel. Do firms pay you a commission if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the West Bromwich Mortgage Company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am trying to get my ex-husband removed the mortgage deeds. Can West Bromwich Mortgage Company really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but West Bromwich Mortgage Company then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the West Bromwich Mortgage Company solicitors panel
I have today made my last payment due on mortgage with West Bromwich Mortgage Company. I assume I don't need a solicitor on the West Bromwich Mortgage Company panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your West Bromwich Mortgage Company mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the West Bromwich Mortgage Company mortgage from the register. West Bromwich Mortgage Company,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the West Bromwich Mortgage Company has sent the Land Registry the discharge electronically, and
the West Bromwich Mortgage Company has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your West Bromwich Mortgage Company mortgage has been paid off.
I am selling my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, West Bromwich Mortgage Company are being difficult. The solicitor who is on the West Bromwich Mortgage Company conveyancing panel is recommending indemnity insurance as a solution but West Bromwich Mortgage Company are requiring a building regulation certificate. Why do West Bromwich Mortgage Company have a conveyancing panel of they don’t accept advice from them?
It is probably the case that West Bromwich Mortgage Company have referred the matter to their valuer. The reason why West Bromwich Mortgage Company may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
West Bromwich Mortgage Company have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up West Bromwich Mortgage Company or your broker and complete any relevant paperwork. West Bromwich Mortgage Company will tell you what documents they want. West Bromwich Mortgage Company will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. West Bromwich Mortgage Company will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.