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approved by Market Harborough BS

Market Harborough Building Society’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Market Harborough Building Society will allow to act for them.

You have limited options available to you. Given that you are taking out a loan with Market Harborough Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Market Harborough Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Market Harborough Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.

Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Market Harborough Building Society . We don’t recommend any particular firm.

If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Market Harborough Building Society conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help

Banks and Building Societies such as Market Harborough Building Society can revoke their mortgage offer although this is unusual. If Market Harborough Building Society withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a few examples:

• Where information comes to Market Harborough Building Society ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend

• Market Harborough Building Society may amend or withdraw an offer if the Market Harborough Building Society conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied

• Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.

• Where the lender is on notice of a restriction or a right of pre-emption which is not at market value

• If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances

If you have finished paying off your Market Harborough Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Market Harborough Building Society mortgage from the register. Market Harborough Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Market Harborough Building Society has sent the Land Registry the discharge electronically, and the Market Harborough Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Market Harborough Building Society mortgage has been paid off.

Market Harborough Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Market Harborough Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Market Harborough Building Society you could contact your them to see if they have a list of approved surveyors.